Disability Benefits

A bank employee who becomes ill because of workplace bullying and abusive pressure to hit targets is entitled to the work-injury version of the disability benefit, known as B91, rather than the ordinary version. Once a link between the illness and the workplace is established, INSS (Brazil’s National Social Security Institute) must grant the work-injury benefit. It guarantees FGTS (Brazil’s Severance Indemnity Fund) deposits throughout the leave and twelve months of job security after you are discharged to return to work, without changing the formula used to calculate the monthly amount.

Permanent disability retirement depends on a medical examination showing that you are totally and permanently unable to work, and the criteria INSS (Brazil’s National Social Security Institute) applies determine who is actually entitled to the benefit.

The temporary disability benefit supports insured workers who are off the job because of illness or injury, but it depends on a medical examination, insured status, and a minimum contribution period. Understanding the rules for obtaining and keeping the benefit is what prevents it from being wrongly terminated.

The temporary disability benefit is the social security benefit owed to an insured person who is unable to perform his or her work activity for more than

Many bank employees live with conditions such as depression, anxiety, LER/DORT (repetitive strain injuries and work-related musculoskeletal disorders), or tendinitis, and assume that because they have a personal predisposition, the illness has nothing to do with their job. Brazilian social security law, however, recognizes that a routine of targets, pressure, and overload can aggravate an existing condition to the point of qualifying as a work accident, even if the problem did not begin at the bank.

When a bank refuses to issue the Workplace Accident Notification (CAT) for an employee who has fallen ill, many workers assume the road is closed. It is not. The law allows the bank employee, the treating physician, or the labor union to file the CAT, securing recognition of the link between the illness and the job and opening the door to the work-related benefit from INSS (Brazil’s National Social Security Institute).

An insured worker who partially loses the ability to work does not always have to retire. Brazilian social security law provides a middle path: professional rehabilitation, a mandatory INSS (Brazil’s National Social Security Institute) service that prepares workers for a new role compatible with their limitations, while their benefit continues throughout the process.

An insured worker who has lost the capacity to perform their usual occupation but can still work in a different role is entitled to vocational rehabilitation. This is a free service from INSS (Brazil’s National Social Security Institute) that prepares workers for a new occupation compatible with their limitations. The program involves assessment, training, and follow-up until the worker returns to the job market, and it imposes specific duties on the agency and on the company that maintains the employment relationship.

If you receive a message saying your disability benefit is ending, you are not out of options. Brazilian law provides two quick remedies, a request for extension and a request for reconsideration, each with its own deadline. Either one can keep your income coming for as long as your incapacity lasts and keep a halt in payments from becoming an immediate financial problem.

The temporary disability benefit, still popularly called auxílio-doença (sickness benefit), is owed to any INSS (Brazil’s National Social Security Institute) insured person who proves, in a medical examination, that they are temporarily unable to work

If you receive an incapacity benefit and cannot return to your original occupation, you are entitled to a specific INSS (Brazil’s National Social Security Institute) program: professional rehabilitation. The service prepares you for a new job compatible with your limitations, keeps your benefit in place throughout the process, and sets clear rules for when you are discharged.