This page is a translation of the original Portuguese text, provided for convenience. It deals with Brazilian law. If there is any discrepancy, the Portuguese version prevails. Read the original in Portuguese
Law 14.181/2021 added rules to Brazil’s Consumer Protection Code (Código de Defesa do Consumidor) to prevent and address over-indebtedness. This is the situation in which a person cannot pay their consumer debts without compromising the mínimo existencial (the existential minimum, meaning the income a person needs to cover basic living needs). This calculator compares your monthly income with the installments on the debts that count toward the calculation and indicates whether there are signs of over-indebtedness.
💳 Simulador de Superendividamento e Mínimo Existencial
Veja quanto da renda está comprometido com dívidas e se o mínimo existencial de R$ 600,00 está preservado, conforme a Lei 14.181/2021.
Dúvidas sobre o resultado?
O Dr. Cassius Marques pode analisar o seu caso e orientar sobre a melhor estratégia.
As informações desta ferramenta são de caráter informativo e não substituem consulta jurídica individualizada. Os valores apresentados são estimativas baseadas na legislação vigente.
This simulation is for guidance only and is not a decision. Whether your situation qualifies depends on proof of income, the nature of each debt, and an analysis of your specific case.