The Social Security Reform (EC 103/2019, Constitutional Amendment 103/2019) created five transition rules for people who were already contributing before November 13, 2019. According to INSS (Brazil’s National Social Security Institute) data, more than 30 million insured workers may fall under these rules.
INSS (Brazil’s National Social Security Institute) brought a retirement simulation campaign to 38 Social Security Agencies in Rio de Janeiro, tied to Workers’ Day. The initiative reinforces that simulation is the first step for insured workers who want to plan their retirement with confidence.
MEI and INSS in 2026: Contributions, Rights, and How to Increase Your Retirement Benefit. Brazil has more than 15 million active MEIs, according to the Federal Government’s Business Map, 2025.
Learn everything about the points rule for retirement: requirements, benefit calculation, required documents and how to apply. Expert guidance…
Teacher retirement in 2026 follows specific rules that reduce the required contribution time for basic education professionals. Teachers who can prove time spent exclusively teaching in early childhood education, elementary school, or high school are entitled to special conditions under the Federal Constitution and the 2019 Pension Reform…
Since the Reform, retirement benefits are calculated using 100% of your salaries since 1994, with a starting coefficient of 60% that grows over time.
79% of INSS (Brazil’s National Social Security Institute) retirees receive less than R$ 2 thousand a month. Learn about the new 2026 transition rules and how to plan your retirement.
If you stopped contributing to INSS (Brazil’s National Social Security Institute), you can resume payments as an individual or voluntary contributor and keep your insured status.
Brazil’s social security system serves more than 39 million beneficiaries, according to the Boletim Estatístico da Previdência Social (Social Security Statistical Bulletin, BEPS, 2025). But what holds up such an enormous system?
The five transition rules of Brazil’s Social Security Reform (Constitutional Amendment, or EC, 103/2019) let workers insured under the INSS (Brazil’s National Social Security Institute) who were already paying in before November 2019 retire under special requirements in 2026.
CNIS Digital has transformed how millions of Brazilians access their Social Security history, but it still presents challenges that call for extra attention from insured workers.
The CNIS (National Social Information Registry) is the database that records a worker’s entire contribution history with INSS (Brazil’s National Social Security Institute).
Regulatory sandboxes are one of the most promising tools for modernizing Brazilian social security. They allow technological innovations to be tested in a controlled environment before they are fully implemented.
Learn when it makes sense to pay late contributions to INSS (Brazil’s National Social Security Institute), how interest and penalties are calculated, and when it doesn’t pay off.
Compare the returns of a private pension plan, a savings account (poupança) and a daily-liquidity CDI investment over 10, 20 and 30 years. Find out which is best…
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