INSS 2026 13th-Month Payment: Preview Now Available on Meu INSS

This page is a translation of the original Portuguese text, provided for convenience. It deals with Brazilian law. If there is any discrepancy, the Portuguese version prevails. Read the original in Portuguese

Retirees and pensioners of the INSS (Brazil’s National Social Security Institute) can now check the preview of their advance thirteenth-month payment on the Meu INSS website or app. The payment will be made in two installments between April and June 2026.

How to Check the 13th-Month Preview on Meu INSS

You can find the preview in the payment statement section, either on the meu.inss.gov.br website or in the Meu INSS app (the INSS’s online portal and mobile application). After you log in with your gov.br account, the advance amount appears itemized alongside the other amounts for the month.

Seeing the preview early lets you plan your finances, confirm that the amount matches what you expected, and spot any deductions or charges before the money is credited to your account. If something looks wrong, you can file a dispute through Meu INSS itself or through the 135 call center.

2026 Payment Schedule

According to the schedule released by the National Social Security Institute, the first installment of the annual payment (abono anual) will be made between April 24 and May 8, 2026. The second installment will be deposited between May 25 and June 8. The release date depends on the last digit of your benefit card number, not counting the check digit.

In April and May 2026, the payment will reach 35,147,192 benefits nationwide. The first installment transfers about R$ 39 billion to beneficiaries and, together with the second, adds up to approximately R$ 78.2 billion injected into the Brazilian economy.

The advance 13th-month payment in 2026 moves about R$ 78.2 billion and reaches more than 35 million beneficiaries across Brazil.

Who Is Entitled to the INSS 13th-Month Payment

The annual payment is owed to insured persons who received, at any point during 2026, benefits that Brazilian social security legislation expressly covers. Eligible beneficiaries include retirees of every type (by age, by contribution time, by permanent disability, and special retirement), survivors receiving death pensions, and holders of temporary disability benefits.

Recipients of accident benefits, maternity pay, and prison-detention benefits (auxílio-reclusão) also receive the thirteenth payment. The Benefício de Prestação Continuada (BPC/Loas, Brazil’s continuous cash assistance benefit), however, is assistance-based rather than a social security benefit, so it does not carry the annual payment, as provided in the Organic Law on Social Assistance.

If you received the benefit for only part of the year, you receive a proportional payment, calculated on the number of months you were on the INSS payroll during 2026. Individual retirement planning helps insured persons anticipate this calculation and understand their situation through specialized legal assistance when there is doubt about the amounts.

Why the Advance Payment Happens Every Year

Paying the annual benefit early has been a recurring practice since 2020, and the federal government has made it a standing measure to stimulate the economy and support beneficiaries’ income. Normally, the thirteenth payment would be made between August and November, under the general rule of the Social Security Regulations.

With the advance, the money reaches you at a time of greater need for ordinary expenses and tax obligations. You do not have to file any request: payment is automatic for those entitled to it, into the same account where you receive your monthly benefit.

What to Do If the Amount Looks Wrong

If the preview amount seems incorrect, first check the history of deductions from your benefit, including payroll-deducted loans, income tax, and any repayments of amounts received in error. In many cases, the difference is explained by these regular deductions, which also apply to the annual payment.

If the discrepancy remains, the next step is to file a formal dispute through the INSS’s official channels. On Meu INSS, you can open a specific request. On the 135 line, live assistance is available Monday through Saturday, from 7 a.m. to 10 p.m. (Brasília time).

Taxation and Reporting the 13th-Month Payment on Your Income Tax Return

Although the annual payment arrives in two installments, income tax applies only when the second installment is paid, once the total amount is consolidated. The tax is withheld exclusively at source, using the rate that applies to the beneficiary’s income bracket. Because this is final taxation, the amount is not added to your other taxable income on the annual return, and it must be reported in the specific field for income subject to exclusive taxation.

If you received only the first installment in one year and the second in the following year, you can identify the exact portion for each tax year in the statement available on Meu INSS. The income statement issued by the INSS, which you can also access in the app, itemizes amounts received, deductions, and withholdings, and serves as the basis for completing your return. With this document, you do not need to request additional information at an INSS office, and you reduce the risk of filing errors.

For beneficiaries who began receiving their benefit during 2026, the annual payment is calculated proportionally, at one-twelfth for each month in which a payment was made. Anyone who became entitled only in the second half of the year therefore receives a reduced payment compared with a retiree who held the benefit all year. This detail often raises questions, especially among death-pension recipients whose pensions began during the year, and it can be clarified through the 135 line or directly in the detailed statement on Meu INSS.

Frequently Asked Questions

Do BPC recipients get the INSS 13th-month payment?

No. The Benefício de Prestação Continuada (BPC/Loas) is an assistance benefit, not a social security benefit, so it does not carry the thirteenth payment. The law that governs the BPC is different from the one that regulates retirement benefits and pensions, and it does not provide for an annual payment, even for people who receive the benefit on an ongoing basis.

How do I find out when my 13th-month payment will be made?

The date depends on the last digit of your benefit card number, not counting the check digit. This information appears in Meu INSS, in the payment statement, and on your bank card. The INSS’s official 2026 schedule sets the first installment between April 24 and May 8 and the second between May 25 and June 8.

Do I have to ask the INSS for the advance 13th-month payment?

No. The advance is automatic for all beneficiaries who are entitled to the annual payment. You do not need to file a request, visit an INSS office, or submit any documents. The money goes directly into the account where you receive your monthly benefit, in two installments, on the dates set by the INSS’s national schedule.

As informações deste artigo são de caráter informativo e não substituem consulta jurídica individualizada. Cada caso possui particularidades que exigem análise específica.