Preview of Your INSS 13th-Month Payment Now Appears in Meu INSS

This page is a translation of the original Portuguese text, provided for convenience. It deals with Brazilian law. If there is any discrepancy, the Portuguese version prevails. Read the original in Portuguese

Retirees, pensioners and other INSS (Brazil’s National Social Security Institute) beneficiaries can now check the preview of their 13th-month payment in Meu INSS. The advance of the annual allowance moves R$ 78,2 bilhões (R$ 78.2 billion) across 35,1 milhões (35.1 million) benefits paid between April and May 2026.

How the INSS 13th-month advance works

The National Social Security Institute has opened the lookup of advance 13th-month amounts for retirees, pensioners and other beneficiaries. The information appears on the payment statement, available on both the Meu INSS website and app. The measure is part of the advance of the annual allowance (abono anual) decided by the Federal Government, which injects funds into every state and thousands of Brazilian municipalities.

In April and May 2026, the agency will pay 35.147.192 benefits. The first installment, estimated at R$ 39 bilhões (R$ 39 billion), reaches beneficiaries’ accounts between April 24 and May 8. The second installment, of a similar amount, arrives between May 25 and June 8. Together, the two stages total R$ 78,2 bilhões (R$ 78.2 billion) directed to people who receive social security benefits in the country.

Who is entitled to the 13th-month payment in 2026

The annual allowance is a right of insured persons who received income-replacement benefits during the year. That list includes retirement of any kind, survivor’s pension (pensão por morte), temporary disability benefit (auxílio por incapacidade temporária, formerly auxílio-doença), accident benefit (auxílio-acidente), maternity pay (salário-maternidade) and prison-confinement benefit (auxílio-reclusão). In all of these cases, the allowance generally equals one-twelfth of the monthly benefit for each month of entitlement in the base year.

The advance transfers about R$ 78,2 bilhões (R$ 78.2 billion) to beneficiaries between April and May 2026, across 35,1 milhões (35.1 million) benefits paid nationwide.

One caveat: the allowance does not apply to the Benefício de Prestação Continuada, or BPC (a continuing cash benefit paid to older adults in vulnerable circumstances and to low-income people with disabilities). The same caveat applies to the Renda Mensal Vitalícia (lifetime monthly income), a benefit that has been discontinued for new applicants but is still maintained for those who already received it. The legislature’s reasoning is that these benefits are welfare-based in nature, unlike the social security nature of the annual allowance.

How to check the preview amount in Meu INSS

Insured persons can view the 13th-month estimate on the Meu INSS website or app. Simply log in with your gov.br account and open the payment statement. The preview appears as a highlighted line next to the reference month. If you do not have a gov.br account yet, you can create one directly in the app by entering your CPF (Brazil’s individual taxpayer number) and completing the security checks. For questions about the statement, the 135 Call Center operates Monday through Saturday, from 7 a.m. to 10 p.m., Brasília time.

The deposit date follows the official INSS calendar and is based on the final number of the benefit card, not counting the check digit. People who receive up to one minimum wage have their own schedule, while those who receive more than that floor have specific dates. Checking in advance lets beneficiaries plan how to use the money, especially in months when family and tax expenses pile up.

Regional impact of the cash injection

The geographic distribution of the funds tracks the country’s social security demographics. São Paulo accounts for the largest share, with about R$ 21,3 bilhões (R$ 21.3 billion) to be credited to nearly 8 million beneficiaries. Minas Gerais comes next, with approximately R$ 8,6 bilhões (R$ 8.6 billion) for more than 4 million people. Rio de Janeiro, Rio Grande do Sul and Paraná round out the group of states with the largest volume of advance payments in 2026.

In terms of personal finances, the advance boosts income at two nearby points in the year. Pay attention to income tax withholding on the second installment, where applicable, and to possible deductions for payroll-deducted loans (empréstimos consignados). The amount shown in the preview may change if the benefit undergoes an administrative review or an authorized deduction applies. To understand how the amount is calculated, many beneficiaries turn to explanations of how to calculate the 13th-month salary in 2026, with a step-by-step look at deductions and proportional amounts.

Deductions on the second installment and caution with payroll loans

The second installment of the annual allowance often arrives with withholdings that reduce the net amount deposited. Income tax applies only to the second payment, when the monthly benefit exceeds the exemption threshold, and it is calculated separately, without being added to that month’s regular payment. The same installment may also show deductions for payroll-deducted loans, association fees you have authorized, and repayments of amounts overpaid in earlier months. Checking the detailed statement available in Meu INSS before the deposit helps you anticipate the real amount that will reach your account.

If you spot a deduction you do not recognize, the administrative route is the dispute channel within Meu INSS itself: the “Bloquear Empréstimo” (Block Loan) function for payroll-deducted loans, and the specific request form for other withholdings. The 135 Call Center also takes complaints and issues a protocol number, a document that serves as evidence in any later lawsuit.

Financial planning for the annual allowance

Because the payment comes early, in two installments concentrated in a little over a month, the allowance becomes an important tool for organizing the family budget. Personal finance experts commonly recommend using the money first to pay off or reduce high-interest debt, build an emergency fund equal to three to six months of basic expenses, and cover early-year tax obligations such as IPVA (state vehicle tax) and IPTU (municipal property tax). For beneficiaries who rely on the benefit to supplement household income, the predictability of the preview also makes it possible to negotiate installment plans with suppliers that match the exact arrival of the deposit, avoiding late payments that can trigger unnecessary penalties and interest.

Frequently Asked Questions

When is the first installment of the annual allowance paid in 2026?

The first installment is paid between April 24 and May 8, 2026, according to the official INSS calendar. The order of payment follows the last digit of the benefit number, not counting the check digit. The second installment arrives between May 25 and June 8, completing this year’s advance.

Who is left out of the advance payment made by INSS?

Beneficiaries of the BPC, a welfare benefit paid to people with disabilities and to low-income older adults, and holders of the discontinued Renda Mensal Vitalícia do not receive the allowance. These benefits are welfare-based in nature and are therefore excluded from the payment. Retirement benefits, survivor’s pension, temporary disability benefit, accident benefit, maternity pay and prison-confinement benefit are included in the payout.

How do retirees access the preview amount in the Meu INSS app?

You can access it through the Meu INSS app or the agency’s website after logging in with your gov.br account. Once logged in, open the payment statement and find the line showing the allowance preview. If you have trouble, you can call the 135 Call Center, Monday through Saturday, from 7 a.m. to 10 p.m.

As informações deste artigo são de caráter informativo e não substituem consulta jurídica individualizada. Cada caso possui particularidades que exigem análise específica.